Money Calculator
Home/Tax & GST/GST Calculator
⚖️
SIP vs Lumpsum — which wins?
Compare →
📋

GST Calculator

Add or remove GST · All slabs · CGST / SGST / IGST split · Updated FY 2026 - 27

Add or remove GSTAll 7 rate slabsInter-state IGSTQuantity × unit price
Quick pick - common items

Enter your details

Calculation type
Base amount (before GST)
Quantity (for invoice total)
GST rate slab
Most goods & services: AC restaurants, telecom, financial services, IT services, cement, paint
Transaction type
Additional cess (%)
For luxury cars, tobacco, aerated drinks
Per unit breakdown
Base amount
₹10,000.00
GST @ 18%
₹1,800.00
Total (incl. GST)
₹11,800.00
Tax component breakdown
Base price
₹10,000.00
CGST
₹900.00
SGST
₹900.00

GST rate chart - all slabs with examples

RateGST on ₹10,000Category / examples
0%₹0Fresh vegetables, milk, eggs, bread, books, unbranded atta, rice, salt
0.25%₹25.00Cut & semi-polished diamonds, precious stones
3%₹300.00Gold, silver, platinum jewellery, coins
5%₹500.00Edible oils, tea, coffee, sugar, economy air travel, life insurance, fertilisers
12%₹1,200.00Butter, cheese, frozen meat, fruit juice, business class air, hotels (₹1K–₹7.5K/night)
18%(selected)₹1,800.00Most goods & services: AC restaurants, telecom, financial services, IT services, cement, paint
28%₹2,800.00Luxury cars, motorcycles >350cc, cigarettes, aerated drinks, ACs, large TVs, casinos

GST Calculator - Complete Guide to India's Tax System

The Goods and Services Tax (GST) is India's unified indirect tax system introduced on 1 July 2017 to replace multiple taxes like VAT, service tax, and excise duty. It simplifies taxation by applying a single tax structure across the country. GST is divided into CGST (Central GST), SGST (State GST), and IGST (Integrated GST) for interstate transactions. Businesses registered under GST must collect tax from customers and file regular returns online. The tax system uses different slabs such as 5%, 12%, 18%, and 28% depending on the product or service category. A GST calculator helps businesses and consumers quickly calculate the tax amount and final price of goods or services. For example, if a product costs ₹1,000 and the GST rate is 18%, the final amount becomes ₹1,180. GST has improved transparency, reduced tax cascading, and boosted ease of doing business in India while increasing government revenue collection efficiency.

CGST, SGST and IGST - what's the difference?

CGST
Central GST

Collected by the central government on intra-state sales. Always equal to SGST - together they make up the full GST rate.

18% GST on intra-state sale: 9% CGST + 9% SGST
SGST
State GST

Collected by the state government on intra-state sales. Always equal to CGST. Each state has its own SGST Act but rates are harmonised.

18% GST on intra-state sale: 9% CGST + 9% SGST
IGST
Integrated GST

Collected by the central government on inter-state sales and imports. The full GST rate is collected as IGST and later distributed between centre and states.

18% GST on inter-state sale: 18% IGST (no CGST/SGST split)

GST calculation formula

Adding GST (exclusive → inclusive)
GST Amount = Base price × GST rate ÷ 100
Final price = Base price + GST Amount
Example: ₹10,000 base at 18%
GST = ₹10,000 × 18÷100 = ₹1,800
Final = ₹10,000 + ₹1,800 = ₹11,800
Removing GST (inclusive → exclusive)
Base price = Inclusive price ÷ (1 + GST rate ÷ 100)
GST Amount = Inclusive price − Base price
Example: ₹11,800 inclusive at 18%
Base = ₹11,800 ÷ 1.18 = ₹10,000
GST = ₹11,800 − ₹10,000 = ₹1,800

GST on common purchases — quick reference

ItemGST rateOn ₹1,000CGST+SGST or IGST
Smartphone (new)18%₹180₹90+₹90 or ₹180 IGST
Laptop / computer18%₹180₹90+₹90 or ₹180 IGST
AC / refrigerator (>25L)28%₹280₹140+₹140 or ₹280 IGST
AC restaurant bill18%₹180₹90+₹90 or ₹180 IGST
Non-AC restaurant bill5%₹50₹25+₹25 or ₹50 IGST
Health insurance premium18%₹180₹90+₹90 or ₹180 IGST
Term insurance premium18%₹180₹90+₹90 or ₹180 IGST
Gold jewellery3%₹30₹15+₹15 or ₹30 IGST
Economy air ticket5%₹50₹25+₹25 or ₹50 IGST
Hotel (above ₹7,500/night)18%₹180₹90+₹90 or ₹180 IGST
Petrol / dieselN/AN/ANot under GST — state-taxed
Books / educational materials0%₹0Exempt — no GST

Frequently asked questions

Why is petrol / diesel not under GST?
Petrol, diesel, ATF, natural gas, and crude oil were intentionally kept outside the GST framework at the time of its introduction in 2017, to allow states to continue taxing them independently (since these taxes are a major revenue source for state governments). They are taxed under state-specific VAT and central excise duty instead. There has been ongoing discussion about bringing them under GST, but no consensus has been reached as of 2025.
What is Input Tax Credit (ITC) and who can claim it?
Input Tax Credit allows registered GST businesses to deduct the GST they paid on business purchases from the GST they collect on sales - paying only the difference to the government. For example, if you collected ₹18,000 GST from customers and paid ₹12,000 GST on your purchases, you pay only ₹6,000 to the government. ITC is available to all registered GST taxpayers except those under the Composition Scheme. Individuals (end consumers) cannot claim ITC.
Does GST apply to online shopping in India?
Yes. GST applies to all goods and services sold online just as it does offline. E-commerce platforms like Amazon and Flipkart collect GST on behalf of sellers and remit it to the government. The applicable rate depends on the product category — electronics at 18%, clothing above ₹1,000 at 12%, books at 0%, etc. The price you see on most e-commerce sites includes GST already.
What is the Composition Scheme under GST?
Small businesses with annual turnover below ₹1.5 crore (₹75 lakh for service providers) can opt for the Composition Scheme, paying a flat reduced tax rate (1% for manufacturers, 1% for traders, 6% for restaurants, 6% for services) instead of the standard rates. The key trade-off: composition dealers cannot claim Input Tax Credit and cannot issue GST invoices to B2B customers (so their buyers can't claim ITC either).
Is GST charged on insurance premiums?
Yes. Health insurance premiums attract 18% GST (though the government had been discussing reducing this). Term life insurance premiums also attract 18% GST. ULIP premiums are partially exempt. The premium you pay includes GST — so a ₹10,000 health insurance premium actually has ₹1,525 GST and ₹8,475 base premium embedded in it. You can claim the full ₹10,000 as a deduction under Section 80D regardless.